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Shopping for a Loan in Prescott Arizona

Your choice of Prescott Arizona lender and type of loan will influence not only your settlement costs, but also the monthly cost of your mortgage loan. There are many types of lenders and types of loans you can choose. You may be familiar with banks, savings associations, mortgage companies and credit unions, many of which provide home mortgage loans. You may find a listing of some mortgage lenders in the yellow pages or a listing of rates in your local newspaper.

Mortgage Brokers. Some companies, known as "mortgage brokers" offer to find you a mortgage lender willing to make you a loan. A mortgage broker may operate as an independent business and may not be operating as your agent or representative. Your mortgage broker may be paid by the lender, you as the borrower, or both. You may wish to ask about the fees that the mortgage broker will receive for its services.

Government Programs. You may be eligible for a loan insured through the Federal Housing Administration ("FHA") or guaranteed by the Department of Veterans Affairs or similar programs operated by cities or states. These programs usually require a smaller down payment. Ask lenders about these programs. You can get more information about these programs from the agencies that run them.

CLOs. Computer loan origination systems, or CLOs, are computer terminals sometimes available in real estate offices or other locations to help you sort through the various types of loans offered by different lenders. The CLO operator may charge a fee for the services the CLO offers. This fee may be paid by you or by the Prescott Arizona lender that you select.

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Types of Loans


For all your Prescott Arizona real estate needs...

Google

ABR - Accredited Buyer Representative

REALTOR - National Association of REALTORS

SRES - Senior Real Estate Specialist

Debbie Dunbar
ABR, CCSS, REALTOR
 
Direct: 928.899.1867
Fax: 928.778.0755
Contact Me


Russ Lyon Realty
of Prescott
PRESCOTT ARIZONA


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Our complete Table of Contents will guide you
to your immediate interests.

   DebbieDunbar.com will guide you to Prescott, Prescott Valley and Chino Valley, AZ homes for sale and property listings. You will also find an extremely valuable treasure of knowledge. Debbie Dunbar, is a licensed real estate agent for Russ Lyon Realty. Highly trained, educated, and experienced to efficiently, promptly, and professionally meet your expectations, dreams, and goals. We serve home buyers, sellers and investors with all their real estate needs.  We will help you buy or sell your house, condo, townhouse, loft, land, lot, apartment, condominium, properties, et cetera.
   You will also find hundreds of pages of information, advice, methods, techniques, and more, all regarding real estate. Reports are available in a print-friendly format. It is like a mini-seminar, a training course on buying, selling, investment strategies, preparation, financing, legalities, and so much more. You will be made aware of the pitfalls in buying and how to avoid serious mistakes when selling. Discover why this professional real estate agent will make your home buying and/or selling process less stressful and virtually pain free. You will understand how to come out ahead in your negotiations to make your transaction a memorable and profitable experience. There is even a guide on how to sell your home yourself, without an agent or broker. This is known as a "fsbo" or for sale by owner. You will learn what it takes to sell property and understand how and why real estate professionals earn their commissions.
   All is expertly written by a highly successful retired real estate agent/broker. Taken from his actual weekend seminar curriculum that was presented to agents, brokers, home buyers, sellers, and investors across the United States and Canada.
   In addition, we have provided numerous links to sites of local interest and official governmental websites. These will assist you in your search for a home or a buyer for your home.
   Learn from our website, search our real estate listings, then contact Debbie for relocation information in Prescott, Prescott Valley, or Chino Valley, Arizona.

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